Australia wide
8am – 6pm AEST Monday to Friday

Bespoke commercial finance solutions for all industries

Nero Financial is an independent commercial finance brokerage, founded by senior broker David Crook who continues to support ambitious business owners, CEOs and CFOs Australia-wide.

Our experienced business finance brokers offer drive and determination from the start, and with access to an extensive lender panel, from the Big 4 banks to specialty lenders, the Nero team are in the ideal position to negotiate on your behalf. Our proven track record has seen hundreds of business clients fund their ambition, for both immediate and long-term success. Beyond the first settlement, Nero Financial will continue to be your partner in growth. Your broker will get to know you and your business strategy to ensure you have all the tools you require for success.

From the moment you get in touch, you'll benefit from the knowledge pooled by our team of business finance brokers. With their sights set on providing enduring solutions that support stability, momentum and the ability to benefit from opportunity when it comes knocking. Clients of Nero Financial will have our extensive partner network at their fingertips, including residential mortgage brokers, insurance brokers, financial planners, accountants and business marketing support.

Meet our team

David Crook, Managing Director

Having managed my own business for many years, I understand the ups and downs of business ownership all too well. It's vital to have good people in your corner to call on throughout your business journey; and that's what you'll have in me as your Commercial Broker. My team and I are dedicated to not only addressing your immediate financial needs, but protecting your long-term commercial objectives too.

Armed with a Bachelor of Commerce and over a decade of industry experience, I'm well placed to provide my business clients with the support and resources they need to succeed. Over time, I've built a network of financial and business specialists with whom I work regularly, to ensure I can provide or connect my clients with holistic financial support. What sets me apart from other brokers in this space, is my genuine enthusiasm for intricate commercial finance applications - the deals that aren't so straightforward. These usually require some out-of-the-box thinking and adept negotiations with lenders and I relish the opportunity!

Outside of work, I'm a massive foodie, a musician and I love to travel. I look forward to getting to know you and your business.


Melbourne (Head Office)


Julia Paton
Lending Manager

Numbers are my happy place! I hold a Bachelor of Commerce and have a passion for investment, so, after a decade spent honing my skills in marketing, I embraced the opportunity to pivot to commercial finance. Prioritising client satisfaction, I leverage my marketing acumen and financial savvy to deliver financial solutions tailored to their unique needs and circumstances. Whether it's navigating economic hurdles or finding growth opportunities, I find great joy in helping others achieve their financial goals. Beyond the boardroom, I embrace an active lifestyle, partaking in road cycling, pilates, skiing, Muay Thai, and the occasional DIY project!


Sebastian Wright
Commercial Broker

Before making the switch to Commercial Finance, I worked for over a decade in sales and management roles across the construction industry, particularly in architecture and design. I loved it, but I saw so many talented business owners in this space halted by a lack of consistent cash flow. That's when I started taking an interest in business lending. Today as a Commercial Broker, I find great joy in guiding my clients through complex financial challenges, and setting them up for long-term success. I love exploring Melbourne, and enjoying everything it has to offer.


Jane Benko
Commercial Broker

After 15 years in marketing across a range of industries, I ventured into commercial brokering driven by a passion for business strategy and a desire to help others. Equipped with a Mini MBA, my approach to finance is centred on ethical lending principles - ensuring the process is as collaborative as possible - and a commitment to achieving the optimal outcome for my clients. In my downtime, I enjoy maintaining a balanced lifestyle, focusing on fitness, travel, culinary adventures, and creating cherished memories with my family, friends, and beloved dog, Billie.


Samara Sweeney
Commercial Broker

With over 12 years spent across the finance, banking, and professional services industries, I bring a wealth of experience to the Nero Financial team. Holding a Bachelor of Commerce, majoring in Finance and Financial Planning, I excel in resolving complex challenges with creativity and precision. I'm committed to helping clients achieve their business goals and find immense fulfilment knowing I've made a difference in their lives. Beyond work, I value family time, love to explore restaurants and wine bars with friends, and enjoy beach days whenever possible.


Chanel Cicchiello
National Account Manager

I landed in commercial finance with vast experience in a broad variety of fields including sales, customer experience and retail. Demonstrating a dynamic and enthusiastic approach, I believe in cultivating long lasting, reciprocal relationships with clients, acting as not only a professional liaison, but also a trusted confidant. As National Account Manager, I thrive on the dynamic nature of the role, especially the fact that every day presents something new! Outside of work, I love to surround myself with new people and environments, always eager to explore and maintain a sense of adventure.

Gold Coast


Rory McGrath
Senior Commercial Broker

With over eight years of industry experience, and a background in business-ownership, I take pride in guiding clients towards their business goals. Known for my competitive nature and quick thinking, I've cultivated strong relationships with Nero's lender partners, enabling me to navigate the financial landscape with ease, and negotiate optimal outcomes for my clients. Overall, the most rewarding aspect of my job is being able to alleviate some of the stress of securing commercial finance. Outside of work, I'm an adventure seeker and fitness fanatic.


Daran Thomson
Commercial Broker

Having worked across several industries spanning tourism, professional sport, retail, government and more - I finally found my 'home' working in finance. With a knack for connecting with people and over 20 years of experience in business growth and development, I am passionate about empowering business owners to achieve financial success. When I'm not on the phone chatting to clients, you can find me jamming with my band, training at the gym or spending quality time with my friends.


Chris Cook
Commercial Broker

After more than a decade in small business management, my journey in the finance industry has been fuelled by an in-depth understanding of the business landscape and the importance of maintaining a healthy cash flow. Hard-working, reliable, and trustworthy, I pride myself on proactive, collaborative service, ensuring my clients are well-positioned to capitalise on growth opportunities as they emerge. As an avid football player, I particularly enjoy the fast and competitive nature of commercial finance. Beyond work (and the footy field), I love to spend time with my family in the great outdoors.


Candace Cronin
Commercial Broker

With a rich background in my family's finance company, coupled with over six years of experience in sales and two years of running my own e-commerce business, I bring a unique blend of expertise to my role as a commercial broker. Armed with a Bachelor of Communication, I approach each client interaction with strategic problem-solving skills and a passion for building lasting relationships. Off-duty, I embrace the Gold Coast lifestyle alongside my husband and two sons, enjoying outdoor activities, playing tennis, and long lunches in the sunshine.

Frequently asked questions

To be eligible for business finance, it helps if you meet the following two criteria; (1) You’ve been trading for more than 3 months and (2) You own a property. If you don’t quite meet these criteria, your Nero Broker will roll up their sleeves. Where there is a will, there is (usually) a way. Put us to work!

Your business is unique, so the amount you can borrow will depend on a number of factors. Your designated broker will work closely with you to calculate your borrowing capacity based on turnover, profitability and any assets you could borrow against, such as the properties you partially or fully own.

As mentioned – your business is unique, so the loan products and corresponding interest rates available to you will depend on a number of factors. Ultimately, interest rates are calculated based on risk. Timing (i.e. how quickly you need funding) can also play a factor. Put simply, the lower the risk for the lender, the lower the rate.

There are plenty of options out there when it comes to financing terms. Your Nero broker will work with you to find a solution that provides immediate relief while protecting your outlook. We’ll start with your priorities, and from there, negotiate with lenders on your behalf.

Request a call

Talking to us is free, won’t affect your credit file and you’re under no obligation to go ahead. Submit your details for a call from a Nero broker today.